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Axos Savings Rates & APY

Latest rate data:

Savings Accounts

Axos

Savings account · FDIC

4.21%

APY

Minimum balance
$1,500
Opening deposit
$0

Either: Receive at least $1,500 in total monthly qualifying direct deposits and maintain an average daily balance of more than $1,500.

Or, Receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

Tracked APY requires the stated Axos ONE checking qualifications. The limited-time new-customer boost to 5.00% APY for the first six statement cycles is excluded.

Account details & sources
Last checked
Nov 14, 2026
Last attempt
Nov 14, 2026
Observed change
0.00 pp
Compare fees, requirements, and alternatives
Rate history
Last observed APY 4.21% on Nov 14, 2026; unchanged since Aug 14, 2026.
3.75%4.00%4.25%4.50%4.75%Aug 14Sep 14Oct 15Nov 14