Compare yields
Latest rate data:
Assumptions
$50,000 · Fed 22% · Pennsylvania 3.1%
| Product | Details | |
|---|---|---|
| X Money | 4.50% | |
| U.S. Treasury 1 Year | 3.63% | |
| U.S. Treasury 6 Month | 3.45% | |
| Popular Direct 1 Year CD | 3.45% | |
| Sallie Mae Bank 1 Year CD | 3.45% | |
| U.S. Treasury 4 Month | 3.39% | |
| FourLeaf Simple Savings | 3.37% | |
| Ally Bank 1 Year CD | 3.37% | |
| Marcus 1 Year CD | 3.37% | |
| Bask Bank 1 Year CD | 3.37% | |
| Forbright Bank 1 Year CD | 3.37% | |
| ValorFI Heroes 1 Year CD | 3.37% | |
| U.S. Treasury 3 Month | 3.37% | |
| Bread Financial 1 Year CD | 3.33% | |
| Capital One 1 Year CD | 3.33% | |
| U.S. Treasury 2 Month | 3.32% | |
| Pibank | 3.30% | |
| Bread Financial 9 Month CD | 3.30% | |
| Bask Bank 9 Month CD | 3.30% | |
| U.S. Treasury 1.5 Month | 3.26% | |
| Popular Direct 6 Month CD | 3.26% | |
| Elevault | 3.25% | |
| Newtek Bank 6 Month CD | 3.22% | |
| Newtek Bank 9 Month CD | 3.22% | |
| Marcus 9 Month CD | 3.22% |
Showing 25 of 168 results
| Product | Product type | Pre-tax yield | Est. after-tax yield | Annual income | Details |
|---|---|---|---|---|---|
Savings | 6.00% | 4.50% | $2,248 | ||
Treasury | 4.65% | 3.63% | $1,814 | ||
Treasury | 4.42% | 3.45% | $1,724 | ||
CD | 4.60% | 3.45% | $1,723 | ||
CD | 4.60% | 3.45% | $1,723 | ||
Treasury | 4.34% | 3.39% | $1,693 | ||
Savings | 4.50% | 3.37% | $1,686 | ||
CD | 4.50% | 3.37% | $1,686 | ||
CD | 4.50% | 3.37% | $1,686 | ||
CD | 4.50% | 3.37% | $1,686 | ||
CD | 4.50% | 3.37% | $1,686 | ||
CD | 4.50% | 3.37% | $1,686 | ||
Treasury | 4.32% | 3.37% | $1,685 | ||
CD | 4.45% | 3.33% | $1,667 | ||
CD | 4.45% | 3.33% | $1,667 | ||
Treasury | 4.26% | 3.32% | $1,661 | ||
Savings | 4.40% | 3.30% | $1,648 | ||
CD | 4.40% | 3.30% | $1,648 | ||
CD | 4.40% | 3.30% | $1,648 | ||
Treasury | 4.18% | 3.26% | $1,630 | ||
CD | 4.35% | 3.26% | $1,630 | ||
Savings | 4.34% | 3.25% | $1,626 | ||
CD | 4.30% | 3.22% | $1,611 | ||
CD | 4.30% | 3.22% | $1,611 | ||
CD | 4.30% | 3.22% | $1,611 |
How this estimate works
YieldFinder starts with each product's current pre-tax yield and estimates how much income remains after the federal and state marginal-rate assumptions shown above.
After-tax yield = pre-tax yield - estimated federal tax cost - estimated state tax cost. Annual income = balance x after-tax yield.
Savings accounts and CDs are modeled as ordinary taxable interest. Treasuries are modeled as federally taxable and state-tax exempt.
Money-market funds are different from bank savings accounts. Their distributions are generally modeled as dividends, and state-tax treatment depends on fund-specific annual tax allocation data. For Treasury and government money-market funds, YieldFinder uses the fund's reported U.S. government obligation percentage when available. For municipal funds, federal exemption, state exemption, and AMT exposure depend on fund-specific data.
If no state is selected, results are federal-only. If fund-specific tax allocation data is missing, that product is omitted from the ranked table.
Default state rates are starting assumptions. Edit the state marginal rate to match your bracket.
This is a simplified marginal-rate estimate, not tax advice.
Tax treatment source: IRS Publication 550.