Best CD Rates
Latest rate data:
| Details | |||
|---|---|---|---|
5 Year | 5.00% | ||
5 Year | 5.00% | ||
5 Year | 5.00% | ||
4 Year | 4.95% | ||
18 Month | 4.85%Refresh failed | ||
3 Year | 4.85% | ||
18 Month | 4.80% | ||
2 Year | 4.80% | ||
3 Year | 4.75% | ||
5 Year | 4.70%Refresh failed | ||
13 Month | 4.70% | ||
2 Year | 4.70% | ||
30 Month | 4.70% | ||
4 Year | 4.65%Refresh failed | ||
15 Month | 4.65% | ||
18 Month | 4.65% | ||
3 Year | 4.60%Refresh failed | ||
18 Month | 4.60% | ||
2 Year | 4.60% | ||
3 Year | 4.60% | ||
4 Year | 4.60% | ||
5 Year | 4.60% | ||
6 Year | 4.60% | ||
1 Year | 4.60% | ||
1 Year | 4.60% |
Showing 1–25 of 129 results.
Browse comparisons
Browse CD rates by term
CD rate FAQs
What are the best CD rates today?
The highest CD APY in this comparison is 5.00% from MACU for 5 Year, observed November 14, 2026.
How should I compare CD rates by term?
Compare CDs with similar maturities first. A 6 Month CD, a 1 Year CD, and a longer term CD solve different cash-timing problems, so the highest APY is only useful if the term matches when you need the money.
Are CD rates better than savings account rates?
CDs can pay more than savings accounts, but they lock money for a fixed term and may charge an early withdrawal penalty. Compare the APY against high-yield savings accounts, money market funds, and Treasuries before locking cash.