American Express Savings Rates & APY
Latest rate data:
Savings Accounts
American Express
Savings account · FDIC
3.20%
APY
Minimum balance
$0
Opening deposit
$0
Account details & sources
- Last checked
- Nov 14, 2026
- Provider date
- Nov 14, 2026
- Last attempt
- Nov 14, 2026
Observed change
+0.20 pp
Rate history
Last observed APY 3.20% on Nov 14, 2026; up 0.20 percentage points since Aug 14, 2026.